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February 29, 2008


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Have a wonderful time in Ottawa Margie!!!!
And right now I am going to listen to the interview!
I can't wait!
Elsita :)

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I can't tell you how much I enjoyed hearing Matte's voice and he has some wonderful stories and life experiences to share with us " makers of things" .


Protect Your Social Security Number - If cashier need a your SSN when making a purchase, try to challenge him or her why they need that. Then you should require another form of ID instead of your SSN. It is unreasonable for them to request this information. Maybe they already have it you provide on file when you are applying for your account. But to a new account you have opened, it is common if the cashier asks for some form of picture ID such as a driver’s license. Their request is not an imposition but making sure the real account holder and taking step to protect you.
Keep an eye on your charge cards and receipts. Don’t leave your charge card out of your sight. In order to verify the signature on the receipt, many cashiers will keep your card. However, sometimes before handing back to you, some cashiers do swipe your card or put it on the counter for you to retrieve. You should check carefully if this card is yours or someone other 's . This mistake will happen on you especially when the store is busy. Also you should make sure if you take your receipts with you. When your bills come in January and February, you need them to verify your purchases.
Watch for pickpockets. Most pickpockets love the holiday shopping season. They focus on something like open backpacks, large shopping bags and unstrapped purses. Pickpockets like distractions so be very wary when you are there and they usually work in team. They do it in very cunning way .For example, when an innocent person tries to help, one of the team members pretend a fall but actually another pickpocket has lifted the victim’s wallet.
To use a credit card and a secure site is the safest way. When shopping online , it is better to use credit card to pay. It protects consumers' legal right. By this way you can complain and dispute charges for goods or services never received, never ordered or misrepresented. As soon as you get to the merchant’s payment page, the “http" in the url address will change into “https" or “shttp". When the change happens, the site starts encrypting or scrambling your credit card information you send to them. If you are lucky the browser will alert you of that. You need a receipt of your online transaction in case you need it later.
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